General Finances

Personal financial decisions may involve paying for education, financing durable goods such as real estate and cars, buying insurance, e.g. health and property insurance, investing and saving for retirement.

Personal financial decisions may also involve paying for a loan, or debt obligations.

10 Essential Steps to Financial Wellness

This is the first rule to establishing financial independence. Living by this rule will allow you to reach your financial goals faster, and with a lot less stress....
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BUDGETING

Why is it that the word “Budget” seems to create such fear in so many people? It’s as if using one will take all the fun out of life because it’s some sort of draconian money management scheme that ties up all your money. Fortunately setting up a personal budget is not that c...
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Financial Zen

Our finances are one of the things in our lives that stress us out the most. If we’re aiming for a stress–free life–which may include stress–free productivity, working and living environments; waking up early; and positive morning routines–then we need to address our fi...
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How to Raise Your Credit Score

The value of diligently tracking your credit score is often underestimated. Failure to know what is on your credit rating can keep you from qualifying for loans and in far too many cases will cause you to pay higher interest rates....
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Medical Billing: Coming to Your Own Aid

The financial part of any medical procedure can sometimes be the hardest to have a handle on, seeing as it involves appointments, paperwork, and insurance information. But, as usual, using information to shed a little light on the process can go a long way towards making it less arduous and costly....
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Six Suggestions for Teaching Children Financial Responsibility

Teaching children financial responsibility is one is of the most important things you can do as a parent. Money affects most every aspect of our lives and financial irresponsibility is the cause for most divorces and credit problems in general. Here are 6 techniques to help you....
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The Rainbow After the Economic Storm: How Does Your Pot Look at the End?

Last time we spoke about long6ndash;term investing and what your approach should be! This time we will cover an area that is sensitive to our country 6ndash; cash flow. No matter whom you know or don’t, everyone wants to make more money. Unfortunately for most Americans if you have a job yo...
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